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John Jo Quoted in Law360 on Data Breach Coverage Under Commercial General Liability Policies

May 20, 2015

Raleigh, N.C. – In an article published by Law360Sony Deal Emboldens Insureds In Data Breach Coverage Rows,” John Jo is quoted on a recent case involving Sony Corp. of America’s settlement with Zurich American Insurance Co. The article addresses key issues regarding the availability of coverage for data breaches under commercial general liability (CGL) policies.

The article states, “Carriers will continue to rely on the decision in arguing against data breach coverage under CGL policies, given the dearth of other case law and the fact that other judges are likely to be familiar with the case.”  John is quoted as saying, “policyholders, on the other hand, ‘will minimize the Sony ruling as an unpublished decision of a trial court.’"

Companies evaluating cybersecurity insurance coverage should be mindful—all cybersecurity policies are not created equally. You can follow the conversation and learn more on cybersecurity insurance by visiting for more articles written by members of our Data Use, Privacy and Security practice group:

Cybersecurity Insurance – One Size Does Not Fit All

Does Your CGL Policy Include Cybersecurity Coverage

Law360 requires a password to access its articles. CLICK HERE to visit the publication’s website for more information.

About John Jo
John concentrates his practice in business-related litigation, representing clients across a variety of industries in matters such as contract disputes, commercial torts, insurance coverage and shareholder disputes. He is a member of the Board of Directors for the NC Healthy Start Foundation, serves as a volunteer with the Legal Aid of North Carolina Volunteer Lawyers Program and has volunteered his time as a mentor for the Boys and Girls Clubs of America. He also serves on Smith Anderson’s Recruiting Committee. John graduated with honors from Duke University Law School and joined Smith Anderson in 2006. For more information, please visit his bio at

About Smith Anderson
Founded in 1912, Smith Anderson has grown to become the largest business and litigation law firm headquartered in the Research Triangle region and one of the largest in North Carolina. We provide a full range of legal services to a diverse and dynamic group of regional, national and international companies. Over one hundred years of practicing law has grounded our Firm's culture, informed our perspective and provided us the insight necessary to help our clients succeed. Over time, our core principles have remained unchanged. We remain personally dedicated to the success, prosperity and betterment of our clients, our friends and the communities we serve. For more information, please visit

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