AA Contact info

Jennifer Ragan
Phone: 919.838.2090
Fax: 919.821.6800

Practice Areas

Bar & Court Admissions

  • U.S. Supreme Court
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Courts for the Eastern, Middle and Western Districts of North Carolina
  • All State Courts in North Carolina  


Duke University Law School, J.D., cum laude, 2006

Duke University, B.A., cum laude, 1996

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John H. Jo

  • 150 Fayetteville Street, Suite 2300
    Raleigh, North Carolina 27601
  • Phone: 919.821.6636
  • Fax: 919.821.6800

John Jo joined Smith Anderson in October 2006 after graduating with honors from Duke University Law School. He concentrates his practice in business-related litigation, representing clients in a variety of industries in matters such as contract disputes, commercial torts, insurance coverage and shareholder disputes.

Professional & Community Affiliations

  • North Carolina Bar Association
    • Appointed Council member, Litigation Section (Present)
    • Member, Insurance Law Section
  • Wake County Bar Association
  • NC Healthy Start Foundation
    • Member, Board of Directors
    • Chair, Governance Committee
  • Volunteer Lawyers Program, Legal Aid of North Carolina
  • Volunteer Mentor, Boys and Girls Club of America (2012-2013)

Honors & Awards

  • North Carolina Super Lawyers, Rising Star (2012-2016)
  • Hot List - Southern Region, Lawyers of Color, 2014
  • Duke Law School Moot Court Board
  • Notes Editor, Law and Contemporary Problems


  • Defended soft drink bottler against claims for breach of an alleged long-term requirements contract brought by a cooperative of soft drink bottlers. The case was resolved by confidential settlement after a week-long trial in federal court for the District of South Carolina.
  • Successfully defended lender in an action brought by guarantor on a series of construction and business loans in default, including alleged claims for breach of fiduciary duty, fraudulent concealment, and unfair and deceptive trade practices arising from lender’s alleged failure to uncover and disclose embezzlement by member of borrower. Court’s dismissal of guarantor’s lawsuit was affirmed by the North Carolina Court of Appeals.
  • Represented corporate insured in arbitration commenced by workers’ compensation carrier, seeking to collect significant disputed premiums under expired policies.
  • Successfully defended survey research organization from claim alleging violation of the Telemarketing Sales Rule. Dismissal was affirmed by the North Carolina Court of Appeals.
  • Represented a major convenience store chain in dispute with pollution liability carriers regarding coverage for costs to clean up environmental contamination at numerous sites.



  • Author, New ISO Forms for CGL Policies Seek to Exclude Coverage for Data Breaches, NC Bar Association Insurance Law Section Newsletter, Vol. II, No. 1, January 2015
  • Author, Proximate Cause Theory Applied to Determine Number of Occurrences, Case Note, ABA Section of Litigation, Insurance Coverage Litigation Committee Website, March 11, 2013
  • Author, Broker Owed No Duty to Explain Policy Terms to Insured, Case Note, ABA Section of Litigation, Insurance Coverage Litigation Committee Website, January 9, 2013