Insurance

The business of insurance relies on a careful understanding of facts and probabilities to ensure positive results. Our firm has with a long history of working closely with companies in the insurance field – and close contact with both government and regulatory agencies –and we work hard to be a valuable partner to clients in this arena.

Our insurance group has substantial experience representing domestic and foreign insurers, HMOs, and other insurance industry participants in a broad range of matters, including formation and licensing, transactional, regulatory compliance, litigation, and general counsel matters. We often represent clients before the North Carolina Department of Insurance and in other forums.

Primary Services:

• Formations and company licensing
  
• Mergers, acquisitions, and other changes of control
  
• Policy and contract drafting and analysis
  
• Form and rate filings and approvals
  
• Administrative proceedings
  
• Holding Company Act filings and approvals
  
• Financial, market conduct, and other examinations
  
• Surplus lines issues
  
• Reinsurance treaties and assumption reinsurance
  
• Regulatory compliance
  
• Agent licensing and appointment
  
• Coverage questions
• Insurance Litigation

Our Clients:
Our clients include foreign and domestic insurance companies, health maintenance organizations, third party administrators, and others. We represent property and casualty companies, including professional liability companies, life and health companies, credit insurers, and others with self-funded coverage concerns. We also represent other entities in connection with insurance-related issues.

Our Lawyers:
In addition to our insurance practice, our lawyers actively participate in the North Carolina and American Bar Associations, the Association of Life Insurance Counsel, the American Health Lawyers Association, and the North Carolina Society of Health Care Attorneys. Lawyers in this group include the former general counsel of a domestic North Carolina insurance company, who also is a former Chairman of the North Carolina Life & Health Insurance Guaranty Association, and the current Chairman of the board of directors of a domestic professional liability insurance company, who also is the former Vice Chair of the Insurance Committee of the ABA's Section on Administrative Law and Regulatory Practice.